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Brighthouse Financial, Inc. (BHF) Annual Reports

Q: Where can I read Brighthouse Financial, Inc. (BHF) annual reports?

Every year on this page links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser. 3 filings are currently indexed.

Q: What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer; a 20-F is filed by foreign private issuers (Taiwanese companies with US ADRs, such as TSMC, file 20-F). A 40-F applies to Canadian issuers under the MJDS.

Brighthouse Financial, Inc. is listed on Nasdaq, classified by the SEC under Life Insurance (SIC 6311). This page indexes 3 annual reports, each linking to the full text on the SEC's EDGAR system.

Company profile

Exchange： Nasdaq
Fiscal year end： 12/31
SEC CIK： 1685040 →

Website：Official site ↗

Financial Highlights

FY2026 Q2 (quarterly, ended 2026-06-30)
	Current	Prior year	YoY
Revenue	$1.6B	$871.0M	+86.2%
Net income	$981.0M	$85.0M	+1054.1%
EPS (diluted)	$16.53	$1.02	+1520.6%

Source: SEC EDGAR (XBRL company facts)

Financial history

Revenue & profit

Quarterly · In bn (USD)

Revenue 1.62 bn Net income 0.98 bn

Show table：Income statement

Item	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Revenue	8.89	2.39	-0.58	1.77	-0.55	0.97	2.03	1.97	1.88	1.82	1.70	1.42	4.03	0.69	2.37	3.19	0.31	8.99	-0.92	0.31	0.13	0.94	1.68	2.51	2.02	2.74	3.80	1.48	-0.13	1.28	0.26	1.17	1.40	0.07	1.43	2.02	1.21	2.39	0.87	1.82	1.69	1.53	1.62
Net income	1.12	0.41	-1.42	-0.16	-1.76	-0.35	0.25	-0.94	0.67	-0.07	-0.24	-0.27	1.44	-0.74	0.38	0.68	-1.07	4.96	-1.99	-2.99	-1.03	-0.58	0.03	0.38	0.06	0.64	0.98	-0.68	0.14	-0.5	-0.17	0.48	-0.92	-0.49	0.03	0.18	0.67	-0.27	0.09	0.48	0.14	-0.77	0.98

Balance sheet

Quarterly · In bn (USD)

Total assets 247 bn Total liabilities 241 bn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Total assets	—	—	—	—	222	—	224	223	224	219	216	217	206	216	221	226	227	224	235	240	248	242	254	255	260	245	228	222	226	230	232	224	236	240	237	245	239	235	243	245	242	237	247
Total liabilities	—	—	—	—	207	—	208	209	210	205	203	204	192	201	205	208	211	204	214	221	230	227	238	239	244	232	218	216	220	224	227	219	231	235	233	240	234	229	237	238	235	231	241
Equity	16.8	—	18.5	18.2	14.9	15.1	16.4	13.8	14.5	13.6	13.4	12.9	14.4	15.0	16.3	17.7	16.2	20.4	20.9	18.3	18.0	15.0	16.1	16.0	16.1	12.8	10.2	5.81	5.97	5.75	4.91	4.07	4.94	4.20	4.14	5.53	4.96	5.24	5.67	6.36	6.77	5.56	6.55

Cash flow

Quarterly · In bn (USD)

Operating -0.43 bn Investing -0.1 bn Financing 2.73 bn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Operating	4.63	—	2.13	0.47	1.13	0.36	0.97	0.71	1.37	0.29	0.73	0.48	1.57	0.38	0.43	0.51	0.51	0.1	0.37	0.05	0.37	-0.1	0.17	0.57	0.1	-0.16	0.18	-0.96	-0.21	-0.5	-0.13	0.34	0.15	-0.53	0.33	0.02	-0.12	0.15	0	0.12	0	-0.22	-0.43
Investing	-7.04	—	-4.51	-0.56	9.75	-0.02	-2.34	-0.19	-1.36	-0.9	-1.12	-1.45	-1.07	-1.27	-1.66	-2.77	-1.64	-1.48	-0.64	-2.06	-1.66	-0.2	-4.21	-5.25	-2.57	-2.52	-2.50	-2.58	-0.68	-1.32	-0.33	-0.98	-0.55	-0.62	-1.08	-0.13	-0.36	0.56	0.11	1.37	-1.30	-0.48	-0.1
Financing	2.38	—	3.33	0.39	-8.48	0.25	0.01	-3.26	0.15	0.64	0.64	0.98	1.50	0.62	1.34	2.56	-0.28	7.44	-1.33	0.88	-0.79	0.22	4.90	3.90	2.84	2.31	3.29	3.26	0.21	1.40	0.51	0.75	0.41	1.13	1.37	1.30	-0.11	-1.09	0.76	-0.42	0.08	0.23	2.73
Cash at period end	1.57	—	—	—	5.23	5.81	4.44	1.70	1.86	1.89	2.13	2.14	4.14	3.86	3.98	4.29	2.88	8.93	7.33	6.19	4.11	4.03	4.88	4.11	4.47	4.10	5.07	4.79	4.12	3.69	3.74	3.84	3.85	3.82	4.44	5.63	5.05	4.67	5.54	6.61	5.39	4.91	7.11

Profitability

Quarterly · %

Net margin 60.5%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Net margin	12.6%	17.0%	—	-8.9%	—	-36.2%	12.2%	-47.8%	35.5%	-3.7%	-14.0%	-19.1%	35.8%	-106.7%	16.2%	21.4%	-349.7%	55.2%	—	-969.3%	-787.8%	-62.4%	1.9%	15.3%	3.1%	23.4%	25.9%	-45.7%	—	-38.9%	-66.5%	40.9%	-65.5%	-666.2%	2.4%	8.7%	55.7%	-11.2%	9.8%	26.4%	8.1%	-50.2%	60.5%

Returns & leverage

Quarterly · %

ROE 13.6% ROA 0.3% Debt ratio 97.3%

ROE / ROA = trailing four-quarter net income ÷ average equity / total assets (annual mode: the year’s net income ÷ average of opening and closing). Not computed when the denominator is zero or negative.

Show table：Returns & leverage

Item	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
ROE	—	—	—	-0.3%	-18.5%	-24.4%	-11.6%	-17.6%	-2.6%	-0.7%	-3.9%	0.7%	6.0%	1.4%	5.5%	11.6%	-4.8%	28.0%	13.9%	-6.1%	-6.2%	-37.3%	-24.8%	-7.0%	-0.6%	8.0%	15.7%	9.2%	9.8%	-0.6%	-16.1%	-1.2%	-20.4%	-22.2%	-19.8%	-25.0%	7.8%	13.0%	13.5%	16.3%	7.4%	-1.2%	13.6%
ROA	—	—	—	—	-1.3%	—	-0.9%	-1.3%	-0.2%	-0.0%	-0.3%	0.0%	0.4%	0.1%	0.4%	0.8%	-0.3%	2.3%	1.1%	-0.5%	-0.5%	-2.8%	-1.9%	-0.5%	-0.0%	0.5%	0.9%	0.4%	0.5%	-0.0%	-0.5%	-0.0%	-0.5%	-0.5%	-0.4%	-0.5%	0.2%	0.3%	0.3%	0.4%	0.2%	-0.0%	0.3%
Debt ratio	—	—	—	—	93.3%	—	92.7%	93.8%	93.5%	93.8%	93.8%	94.0%	93.0%	93.0%	92.6%	92.1%	92.9%	90.9%	91.1%	92.3%	92.7%	93.8%	93.6%	93.7%	93.8%	94.7%	95.5%	97.3%	97.3%	97.5%	97.8%	98.2%	97.9%	98.2%	98.2%	97.7%	97.9%	97.7%	97.6%	97.4%	97.2%	97.6%	97.3%

EPS

Quarterly · US$

EPS US$16.53

Show table：EPS

Item	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
EPS（US$）	—	—	—	—	-24.54	-2.91	2.05	-7.87	5.57	-0.56	-2.01	-2.26	12.14	-6.31	3.27	6.06	-10.02	47.11	-21.10	-32.49	-10.97	-6.96	0.11	4.34	0.44	7.91	12.77	-9.82	1.59	-7.72	-3.01	6.89	-14.70	-8.22	0.12	2.47	10.46	-5.04	1.02	7.89	1.93	-13.82	16.53

Revenue & profit

Year-to-date · In bn (USD)

Revenue 3.15 bn Net income 0.22 bn

Year-to-date = summed from the first quarter of the fiscal year; balance-sheet items are period-end balances.

Balance sheet

Year-to-date · In bn (USD)

Total assets 247 bn Total liabilities 241 bn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Cash flow

Year-to-date · In bn (USD)

Operating -0.65 bn Investing -0.58 bn Financing 2.95 bn

Positive = cash in, negative = cash out.

Profitability

Year-to-date · %

Net margin 6.8%

Gross, operating and net margin = the respective profit ÷ revenue.

Returns & leverage

Year-to-date · %

ROE 13.6% ROA 0.3% Debt ratio 97.3%

EPS

Year-to-date · US$

EPS US$2.71

Revenue & profit

Annual · In bn (USD)

Revenue 6.77 bn Net income 0.43 bn

Annual = sum of four quarters of a complete fiscal year (incomplete years are omitted); balance-sheet items are year-end balances.

Show table：Income statement

Item	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	3.02	6.84	8.97	6.55	8.50	7.14	7.89	4.12	4.72	6.77
Net income	-2.94	-0.38	0.87	-0.74	-1.06	-0.11	1.08	-1.11	0.39	0.43

Balance sheet

Annual · In bn (USD)

Total assets 242 bn Total liabilities 235 bn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Total assets	222	224	206	227	248	260	226	236	239	242
Total liabilities	207	210	192	211	230	244	220	231	234	235
Equity	14.9	14.5	14.4	16.2	18.0	16.1	5.97	4.94	4.96	6.77

Cash flow

Annual · In bn (USD)

Operating 0.26 bn Investing 0.75 bn Financing -0.67 bn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Operating	—	3.40	3.06	1.83	0.89	0.75	-1.15	-0.14	-0.29	0.26
Investing	—	-3.91	-4.54	-7.34	-5.84	-12.2	-8.28	-3.20	-2.19	0.75
Financing	—	-2.85	3.76	4.25	6.19	11.9	9.07	3.07	3.68	-0.67
Cash at period end	5.23	1.86	4.14	2.88	4.11	4.47	4.12	3.85	5.05	5.39

Profitability

Annual · %

Net margin 6.4%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Net margin	-97.4%	-5.5%	9.7%	-11.3%	-12.5%	-1.5%	13.7%	-27.0%	8.2%	6.4%

Returns & leverage

Annual · %

ROE 7.4% ROA 0.2% Debt ratio 97.2%

Show table：Returns & leverage

Item	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
ROE	-19.8%	-2.6%	6.0%	-4.8%	-6.2%	-0.6%	9.8%	-20.4%	7.8%	7.4%
ROA	-1.3%	-0.2%	0.4%	-0.3%	-0.5%	-0.0%	0.5%	-0.5%	0.2%	0.2%
Debt ratio	93.3%	93.5%	93.0%	92.9%	92.7%	93.8%	97.3%	97.9%	97.9%	97.2%

EPS

Annual · US$

EPS US$5.80

Show table：EPS

Item	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
EPS（US$）	—	-3.16	7.31	-7.00	-17.45	-2.07	12.45	-18.54	4.83	5.80

Source: SEC EDGAR (XBRL company facts)

Annual reports by year

	10-K
2025	Open full text →
2024	Open full text →
2023	Open full text →

10-K: annual report of a US domestic issuer. Filings are the original documents hosted on SEC EDGAR — this site neither mirrors nor edits them.

FAQ

Where can I read Brighthouse Financial, Inc. (BHF) annual reports?

Every year in the table above links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser without downloading anything. 3 filings are currently indexed.

What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer, with sections fixed by law: Item 1 Business, Item 1A Risk Factors, Item 7 Management's Discussion and Analysis. A 20-F is filed by foreign private issuers — Taiwanese companies with US ADRs, such as TSMC, file 20-F rather than 10-K. A 40-F applies to Canadian issuers under the MJDS.

Are earnings call materials available here?

No. Earnings calls are not SEC filings, so US pages on this site cover annual reports only. Taiwan has a mandatory investor-conference disclosure regime, and those materials are indexed under Annual Reports.

Source: US Securities and Exchange Commission (SEC) EDGAR. This site indexes public filings and links to them; it hosts no copies, offers no investment advice, and makes no warranty as to timeliness or completeness.
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