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EverQuote, Inc. (EVER) Annual Reports

Q: Where can I read EverQuote, Inc. (EVER) annual reports?

Every year on this page links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser. 3 filings are currently indexed.

Q: What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer; a 20-F is filed by foreign private issuers (Taiwanese companies with US ADRs, such as TSMC, file 20-F). A 40-F applies to Canadian issuers under the MJDS.

EverQuote, Inc. is listed on Nasdaq, classified by the SEC under Services-Computer Programming, Data Processing, Etc. (SIC 7370). This page indexes 3 annual reports, each linking to the full text on the SEC's EDGAR system.

Company profile

Exchange： Nasdaq
Fiscal year end： 12/31
SEC CIK： 1640428 →

Website：Official site ↗

Financial Highlights

FY2026 Q2 (quarterly, ended 2026-06-30)
	Current	Prior year	YoY
Revenue	$195.1M	$156.6M	+24.6%
Operating income	$23.5M	$14.2M	+65.8%
Net income	$19.2M	$14.7M	+30.5%
EPS (diluted)	$0.53	$0.39	+35.9%

Source: SEC EDGAR (XBRL company facts)

Financial history

Revenue & profit

Quarterly · In mn (USD)

Revenue 195 mn Net income 19.2 mn

Show table：Income statement

Item	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Revenue	31.8	30.0	32.1	32.4	40.7	41.1	41.8	39.8	52.2	55.7	67.1	73.8	81.4	78.3	90.0	97.3	104	105	108	102	111	102	103	88.3	109	68.0	55.0	55.7	91.1	117	145	147	167	157	174	195	191	195
Operating income	-1.55	-1.58	-1.02	-0.54	-1.24	-1.63	-3.94	-7.11	-4.57	-2.25	-0.08	-1.15	-1.65	-2.96	-3.29	-3.78	-3.79	-1.88	-7.78	-8.47	-5.70	-3.82	-6.59	-8.68	-2.43	-13.4	-29.4	-6.76	1.77	6.29	11.7	12.0	8.00	14.2	17.5	18.6	23.4	23.5
Net income	-1.62	-1.66	-1.13	-0.65	-1.33	-1.73	-3.81	-6.92	-4.38	-1.97	0.17	-0.93	-1.44	-2.81	-3.18	-3.77	-3.80	-1.88	-5.27	-8.48	-5.71	-3.76	-6.45	-8.49	-2.53	-13.2	-29.2	-6.35	1.91	6.40	11.6	12.3	7.99	14.7	18.9	57.8	18.7	19.2

Balance sheet

Quarterly · In mn (USD)

Total assets 341 mn Total liabilities 84.2 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Current assets	—	—	—	17.6	—	22.1	62.1	60.5	64.9	62.7	75.1	85.3	93.3	94.3	94.5	97.4	104	109	97.8	84.7	107	92.3	92.5	81.0	84.9	70.9	70.1	69.2	95.7	117	140	172	194	209	224	256	257	278
Total assets	—	—	—	20.5	—	29.5	66.9	65.8	70.3	68.4	80.9	91.2	99.2	101	116	129	136	139	149	144	171	161	164	157	160	145	114	111	135	158	181	211	232	241	256	327	324	341
Current liabilities	—	—	—	15.0	—	22.2	18.9	21.4	27.3	23.6	31.4	38.4	42.0	38.7	46.6	46.9	49.1	47.5	49.9	47.4	58.2	48.9	51.9	45.4	46.3	37.7	32.0	29.9	47.1	55.0	60.0	72.7	80.4	69.2	79.5	87.2	81.9	83.4
Total liabilities	—	—	—	20.1	—	30.3	20.0	22.6	28.5	24.7	32.6	39.5	43.0	40.2	49.0	58.1	59.7	57.2	62.5	58.5	68.1	54.7	56.6	49.0	48.8	39.5	32.1	30.0	47.1	57.1	62.8	75.2	82.7	71.2	81.1	88.9	83.1	84.2
Equity	—	—	—	-50.5	-61.8	-89.2	46.9	43.2	41.8	43.7	48.3	51.8	56.2	60.6	67.2	71.0	76.0	81.7	86.0	85.1	102	106	107	107	112	106	81.9	80.9	88.3	101	118	135	150	170	175	238	241	257

Cash flow

Quarterly · In mn (USD)

Operating 24.3 mn Investing -1.57 mn Financing -8.95 mn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Operating	—	-2.40	-2.08	-1.67	-0.84	-0.16	-5.01	4.11	-3.48	-0.36	4.30	3.96	3.93	3.98	6.00	-3.23	3.52	7.72	2.81	-6.86	-3.84	-3.53	-3.52	-4.90	-1.24	3.35	-4.15	-0.79	10.4	12.4	23.6	20.1	23.3	25.3	19.8	27.0	29.6	24.3
Investing	—	-0.65	-0.35	-1.18	-0.65	-0.74	-1.08	-1.19	-0.67	-0.88	-0.65	-0.78	-0.88	-0.99	-15.8	-1.11	-0.78	-0.53	-16.9	-0.59	-0.68	-1.31	-1.23	-1.07	-1.01	-1.01	12.2	-0.85	-0.77	-0.85	-1.49	-1.00	-1.13	-1.46	-1.30	-1.16	-1.53	-1.57
Financing	—	-8.10	3.29	-7.18	1.71	0.7	42.4	0.01	0.23	0.65	1.17	0.93	1.36	0.95	1.24	1.35	1.27	0.45	1.37	0.52	15.6	0	0.09	0.19	0.16	-0.05	-0.07	0.54	1.00	0.77	-0.22	0.16	0.67	-0.61	-20.9	-0.24	-20.9	-8.95
Cash at period end	—	1.26	2.13	2.36	2.83	2.38	38.7	41.6	37.7	37.1	42.0	46.0	50.5	54.4	45.9	42.9	46.9	54.5	41.8	34.9	46.1	41.3	36.6	30.8	28.8	31.1	39.0	38.0	48.6	60.9	82.8	102	125	148	146	171	178	192

Profitability

Quarterly · %

Operating margin 12.0% Net margin 9.8%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Operating margin	-4.9%	-5.3%	-3.2%	-1.7%	-3.0%	-4.0%	-9.4%	-17.9%	-8.7%	-4.0%	-0.1%	-1.6%	-2.0%	-3.8%	-3.7%	-3.9%	-3.6%	-1.8%	-7.2%	-8.3%	-5.2%	-3.8%	-6.4%	-9.8%	-2.2%	-19.7%	-53.5%	-12.1%	1.9%	5.4%	8.1%	8.2%	4.8%	9.1%	10.1%	9.5%	12.3%	12.0%
Net margin	-5.1%	-5.5%	-3.5%	-2.0%	-3.3%	-4.2%	-9.1%	-17.4%	-8.4%	-3.5%	0.3%	-1.3%	-1.8%	-3.6%	-3.5%	-3.9%	-3.7%	-1.8%	-4.9%	-8.3%	-5.2%	-3.7%	-6.3%	-9.6%	-2.3%	-19.4%	-53.1%	-11.4%	2.1%	5.5%	8.0%	8.3%	4.8%	9.4%	10.8%	29.6%	9.8%	9.8%

Returns & leverage

Quarterly · %

ROE 53.6% ROA 39.3% Debt ratio 24.7%

ROE / ROA = trailing four-quarter net income ÷ average equity / total assets (annual mode: the year’s net income ÷ average of opening and closing). Not computed when the denominator is zero or negative.

Show table：Returns & leverage

Item	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
ROE	—	—	—	—	—	—	-16.1%	—	—	—	-27.6%	-15.0%	-8.5%	-9.6%	-14.5%	-18.3%	-20.5%	-17.8%	-19.2%	-24.9%	-23.9%	-24.7%	-25.3%	-25.4%	-19.8%	-29.0%	-56.5%	-54.5%	-46.9%	-26.4%	13.5%	29.8%	32.2%	34.3%	36.8%	53.2%	56.4%	53.6%
ROA	—	—	—	-24.7%	—	-16.4%	-11.2%	-32.0%	-24.0%	-34.9%	-17.7%	-9.1%	-4.9%	-5.9%	-8.5%	-10.2%	-11.6%	-10.5%	-11.1%	-14.3%	-13.9%	-15.5%	-15.6%	-16.3%	-12.8%	-20.0%	-38.5%	-38.4%	-31.7%	-18.0%	9.2%	20.0%	20.8%	23.3%	24.7%	37.0%	39.6%	39.3%
Debt ratio	—	—	—	98.1%	—	102.7%	29.9%	34.3%	40.5%	36.1%	40.3%	43.3%	43.3%	39.9%	42.2%	45.0%	44.0%	41.2%	42.1%	40.7%	39.9%	34.0%	34.5%	31.3%	30.4%	27.2%	28.2%	27.1%	34.8%	36.2%	34.8%	35.7%	35.6%	29.5%	31.7%	27.2%	25.6%	24.7%

EPS

Quarterly · US$

EPS US$0.53

Show table：EPS

Item	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
EPS（US$）	—	—	—	—	—	—	-0.15	—	—	—	0.01	-0.04	-0.05	-0.10	-0.12	-0.14	-0.13	-0.07	-0.18	-0.29	-0.19	0.12	-0.20	-0.26	-0.08	-0.40	-0.87	-0.18	0.05	0.17	0.31	0.34	0.21	0.39	0.50	1.53	0.51	0.53

Revenue & profit

Year-to-date · In mn (USD)

Revenue 386 mn Net income 37.9 mn

Year-to-date = summed from the first quarter of the fiscal year; balance-sheet items are period-end balances.

Balance sheet

Year-to-date · In mn (USD)

Total assets 341 mn Total liabilities 84.2 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Cash flow

Year-to-date · In mn (USD)

Operating 53.9 mn Investing -3.10 mn Financing -29.9 mn

Positive = cash in, negative = cash out.

Profitability

Year-to-date · %

Operating margin 12.2% Net margin 9.8%

Gross, operating and net margin = the respective profit ÷ revenue.

Returns & leverage

Year-to-date · %

ROE 53.6% ROA 39.3% Debt ratio 24.7%

EPS

Year-to-date · US$

EPS US$1.04

Revenue & profit

Annual · In mn (USD)

Revenue 693 mn Net income 99.3 mn

Annual = sum of four quarters of a complete fiscal year (incomplete years are omitted); balance-sheet items are year-end balances.

Show table：Income statement

Item	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	126	163	249	347	419	404	288	500	693
Operating income	-4.69	-13.9	-8.05	-11.7	-21.9	-24.8	-52.0	31.8	58.3
Net income	-5.07	-13.8	-7.12	-11.2	-19.4	-24.4	-51.3	32.2	99.3

Balance sheet

Annual · In mn (USD)

Total assets 327 mn Total liabilities 88.9 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2017	2018	2019	2020	2021	2022	2023	2024	2025
Current assets	17.6	60.5	85.3	97.4	84.7	81.0	69.2	172	256
Total assets	20.5	65.8	91.2	129	144	157	111	211	327
Current liabilities	15.0	21.4	38.4	46.9	47.4	45.4	29.9	72.7	87.2
Total liabilities	20.1	22.6	39.5	58.1	58.5	49.0	30.0	75.2	88.9
Equity	-50.5	43.2	51.8	71.0	85.1	107	80.9	135	238

Cash flow

Annual · In mn (USD)

Operating 95.4 mn Investing -5.06 mn Financing -21.1 mn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2017	2018	2019	2020	2021	2022	2023	2024	2025
Operating	—	-1.90	4.41	10.7	7.19	-15.8	-2.83	66.6	95.4
Investing	—	-3.67	-2.97	-18.8	-18.8	-4.29	9.35	-4.11	-5.06
Financing	—	44.8	2.98	4.91	3.62	15.8	0.58	1.71	-21.1
Cash at period end	2.36	41.6	46.0	42.9	34.9	30.8	38.0	102	171

Profitability

Annual · %

Operating margin 8.4% Net margin 14.3%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2017	2018	2019	2020	2021	2022	2023	2024	2025
Operating margin	-3.7%	-8.5%	-3.2%	-3.4%	-5.2%	-6.1%	-18.1%	6.3%	8.4%
Net margin	-4.0%	-8.4%	-2.9%	-3.2%	-4.6%	-6.0%	-17.8%	6.4%	14.3%

Returns & leverage

Annual · %

ROE 53.2% ROA 37.0% Debt ratio 27.2%

Show table：Returns & leverage

Item	2017	2018	2019	2020	2021	2022	2023	2024	2025
ROE	—	—	-15.0%	-18.3%	-24.9%	-25.4%	-54.5%	29.8%	53.2%
ROA	-24.7%	-32.0%	-9.1%	-10.2%	-14.3%	-16.3%	-38.4%	20.0%	37.0%
Debt ratio	98.1%	34.3%	43.3%	45.0%	40.7%	31.3%	27.1%	35.7%	27.2%

EPS

Annual · US$

EPS US$2.63

Show table：EPS

Item	2017	2018	2019	2020	2021	2022	2023	2024	2025
EPS（US$）	—	—	—	-0.41	-0.67	-0.53	-1.53	0.87	2.63

Source: SEC EDGAR (XBRL company facts)

Annual reports by year

	10-K
2025	Open full text →
2024	Open full text →
2023	Open full text →

10-K: annual report of a US domestic issuer. Filings are the original documents hosted on SEC EDGAR — this site neither mirrors nor edits them.

FAQ

Where can I read EverQuote, Inc. (EVER) annual reports?

Every year in the table above links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser without downloading anything. 3 filings are currently indexed.

What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer, with sections fixed by law: Item 1 Business, Item 1A Risk Factors, Item 7 Management's Discussion and Analysis. A 20-F is filed by foreign private issuers — Taiwanese companies with US ADRs, such as TSMC, file 20-F rather than 10-K. A 40-F applies to Canadian issuers under the MJDS.

Are earnings call materials available here?

No. Earnings calls are not SEC filings, so US pages on this site cover annual reports only. Taiwan has a mandatory investor-conference disclosure regime, and those materials are indexed under Annual Reports.

Source: US Securities and Exchange Commission (SEC) EDGAR. This site indexes public filings and links to them; it hosts no copies, offers no investment advice, and makes no warranty as to timeliness or completeness.
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