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Future FinTech Group Inc. (FTFT) Annual Reports

Future FinTech Group Inc. is listed on Nasdaq, classified by the SEC under Services-Business Services, NEC (SIC 7389). This page indexes 3 annual reports, each linking to the full text on the SEC's EDGAR system.

Company profile

  • Exchange: Nasdaq
  • Fiscal year end: 12/31
  • SEC CIK: 1066923 →

Website:Official site ↗

Financial Highlights

FY2026 Q2 (quarterly, ended 2026-06-30)
CurrentPrior yearYoY
Revenue $333,409 $605,282 -44.9%
Operating income $-1.9M $-1.3M -45.3%
Net income $-1.9M $1.9M -204.2%
EPS (diluted) $-1.26 $0.61 -306.6%

Source: SEC EDGAR (XBRL company facts)

Financial history

Revenue & profit
Quarterly · In mn (USD)
Revenue 0.33 mn Net income -1.93 mn
2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2
Show table:Income statement
Item2010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Revenue13.4 18.2 43.9 19.4 12.2 17.4 35.0 15.0 12.8 28.6 46.0 18.6 10.3 19.5 30.6 11.8 12.0 34.8 40.5 16.6 12.2 10.6 47.2 5.44 10.2 10.6 8.15 2.96 2.78 4.44 0.28 0.56 0.79 0.31 -0.77 0.2 0.28 0.34 0.14 0.2 0.11 0.04 0.01 0.01 1.94 11.8 12.6 3.47 7.42 12.0 1.04 3.39 3.81 23.8 3.91 5.12 4.20 5.18 -12.3 0.55 0.61 1.32 1.35 0.21 0.33
Gross profit6.36 6.58 17.9 8.61 4.17 4.84 9.86 4.79 4.22 8.52 15.5 7.64 3.35 7.22 9.34 3.67 4.55 10.2 10.9 7.16 5.11 3.90 9.95 0.04 3.21 3.07 2.85 0.53 1.29 -0.08 -0.02 0.06 0.17 -0.15 -0.17 0.05 0.13 0.25 0.05 0.2 0.1 0.03 0 0 0.07 0.98 1.36 1.79 1.38 1.49 0.74 1.21 1.26 1.39 1.03 1.95 1.59 1.51 -3.79 0.08 0.19 0.12 0.02 0.07 0.19
Operating income5.03 5.45 15.7 7.20 2.37 2.84 6.64 2.64 2.90 6.69 13.0 5.50 0.94 4.59 7.15 1.61 2.17 7.20 6.45 3.12 3.57 1.46 2.10 -1.50 1.45 0.95 1.33 -2.52 -2.10 -8.96 -85.5 -2.78 -3.48 -17.7 -167 -1.51 -1.94 -1.35 -8.28 -5.94 -0.53 -0.84 -12.0 -1.61 -0.53 -6.86 -3.47 -2.68 -2.84 -4.64 -6.96 -2.63 -0.34 -2.59 -18.9 -2.53 -1.71 -5.31 -24.4 -31.1 -1.31 -2.10 0.55 -1.32 -1.90
Net income5.11 3.95 11.9 5.66 1.63 1.94 4.90 2.06 2.53 5.25 9.34 4.16 0.78 3.26 4.97 0.64 0.16 4.72 3.12 1.68 2.18 -0.37 -0.54 -1.07 0.38 -0.42 -4.44 -2.65 -2.49 -9.27 -88.1 -2.79 -3.45 -17.6 -146 -1.33 -1.70 -1.08 -21.2 117 -0.53 -2.43 -25.3 -0.8 -0.4 -10.5 25.9 -2.70 -2.11 -3.53 8.19 -2.25 -1.47 -2.41 -27.6 -3.33 -1.76 -4.88 -23.0 -4.57 1.85 -1.97 0.07 -1.28 -1.93
Balance sheet
Quarterly · In mn (USD)
Total assets 52.9 mn Total liabilities 8.51 mn
2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table:Balance sheet
Item2010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Current assets103 107 109 104 104 109 117 135 131 102 116 115 112 126 107 105 106 96.8 94.4 113 124 97.8 35.1 102 102 98.8 98.6 62.0 61.1 56.0 41.2 24.2 20.0 20.4 20.3 95.0 2.07 0.98 11.6 15.5 47.9 80.3 76.6 72.7 73.3 66.5 66.4 65.0 65.2 71.2 50.7 54.5 53.6 51.2 45.1 20.7 19.1 20.3 50.3 50.8 49.5 50.7
Total assets147 155 158 160 161 167 175 195 191 200 213 233 233 267 281 279 280 270 262 270 302 282 278 262 263 262 265 191 193 179 157 63.0 67.3 66.3 64.6 116 22.7 23.3 29.2 15.9 48.4 80.9 94.1 91.7 92.8 85.7 86.4 85.0 85.1 90.9 70.5 60.9 59.9 58.3 53.4 25.9 23.6 24.6 54.3 53.3 51.9 52.9
Current liabilities24.0 21.8 21.8 16.5 14.9 18.6 22.1 31.8 22.6 28.8 37.8 43.2 43.7 65.7 75.3 69.8 69.3 56.5 59.6 70.7 72.7 71.9 79.0 77.0 78.0 76.7 83.4 118 118 114 112 117 114 110 109 203 6.52 7.00 7.62 5.18 3.06 3.35 3.44 7.23 10.2 6.97 11.8 18.6 20.4 29.4 11.5 17.7 17.5 17.7 16.9 13.1 12.6 8.83 9.79 8.21 7.26 7.56
Total liabilities31.8 51.2 51.7 90.8 99.5 93.3 92.8 79.6 79.8 87.4 88.2 87.0 94.0 91.5 94.6 93.6 101 158 159 153 150 150 147 143 140 204 7.62 8.60 9.28 7.20 3.96 4.57 10.4 10.8 13.9 10.7 15.6 19.3 21.0 30.0 12.0 18.5 18.3 18.6 17.6 13.3 12.7 10.0 10.9 9.33 8.37 8.51
Equity118 128 131 138 140 142 146 157 161 164 168 174 172 172 177 181 182 185 177 178 201 194 192 135 133 132 130 12.6 12.6 6.74 -13.3 -91.3 -83.9 -80.1 -79.4 -92.4 17.2 16.8 22.0 8.78 44.5 76.4 83.9 81.4 79.6 76.0 71.9 67.0 65.4 62.4 60.0 44.0 43.2 41.3 37.4 14.5 10.9 14.6 43.4 44.0 43.5 44.4
Cash flow
Quarterly · In mn (USD)
Operating -1.68 mn Investing 0 mn Financing 2.02 mn
2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

Positive = cash in, negative = cash out.

Show table:Cash flow statement
Item2010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Operating9.93 -1.65 2.41 13.6 13.9 1.28 -2.84 14.8 10.3 -4.79 -0.85 13.2 16.6 1.57 -6.48 14.9 7.49 -9.42 -8.75 8.15 28.5 1.55 66.0 0.41 6.15 27.6 -68.5 -0.64 0.73 1.38 22.2 -0.49 -4.72 3.48 -3.15 0.29 -0.03 -7.58 -8.52 -1.35 0.08 0.5 -1.28 -0.07 0.08 2.21 -0.86 0 -5.13 5.71 2.10 -10.4 4.43 -0.42 -10.8 -8.15 -3.78 -1.58 -7.71 -28.8 1.11 -0.98 -3.06 -1.53 -1.68
Investing-7.55 -1.41 0.97 -0.29 -4.56 -1.23 -6.86 -1.33 -2.06 -1.90 -3.46 -0.44 -38.0 -0.71 -20.8 -3.87 1.39 -34.6 -3.49 -2.13 0.25 -2.88 -16.1 -2.78 -29.5 -60.6 71.9 -0.11 -1.08 1.00 0 0 0 -0.05 -0.21 -4.93 5.13 -0.01 -6.70 -4.47 0.41 -6.40 -8.46 0.25 0.16 14.5 -1.00 -5.61 0.8 -0.72 -1.26 -0.45 0.16 0.46 -29.7 0.08 0 0
Financing9.65 22.1 -0.72 2.49 0.02 0.03 -6.52 2.03 3.17 -0.01 0.32 0.81 9.28 5.51 6.41 -1.20 -5.20 -1.87 3.10 8.08 -7.71 3.20 -64.0 4.02 18.8 1.11 -48.1 1.98 2.98 1.45 -26.3 0.16 0 0.5 0 0.5 -6.44 0.62 1.07 5.50 9.99 33.3 32.3 2.75 1.01 3.56 0.58 -4.39 0 -0.06 0.04 -2.90 1.09 2.55 -0.21 -1.03 1.19 -0.01 -0.01 31.8 -0.06 -0.12 2.02
Cash at period end26.6 46.1 49.4 65.7 76.2 76.4 61.1 76.7 87.7 80.9 77.6 91.3 80.3 87.2 66.9 76.0 79.7 33.9 25.1 39.2 60.4 60.1 50.0 60.1 40.7 2.53 1.14 2.46 4.42 4.55 4.59 3.53 0.39 0.32 0.25 0.51 0.26 0.14 0.54 0.24 0.58 0.96 9.79 42.1 72.0 53.0 50.3 53.6 42.0 33.0 29.7 19.8 36.8 33.3 19.0 14.9 9.82 6.52 4.77 4.44 5.79 6.89 2.40 1.35 1.92
Profitability
Quarterly · %
Gross margin 58.1% Operating margin -570.4% Net margin -578.8%
2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

Gross, operating and net margin = the respective profit ÷ revenue.

Show table:Profitability
Item2010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Gross margin47.5%36.2%40.8%44.3%34.1%27.8%28.2%31.9%32.9%29.9%33.8%41.0%32.4%37.1%30.6%31.2%38.0%29.1%26.9%43.2%42.0%37.0%21.1%0.8%31.4%28.9%35.0%18.1%46.5%-1.7%-6.0%11.1%21.9%-49.0%27.1%47.6%72.7%39.1%99.7%91.8%69.0%11.0%8.9%3.7%8.4%10.9%51.6%18.5%12.5%71.2%35.6%33.1%5.9%26.4%38.1%37.9%29.3%14.2%30.9%9.2%1.5%34.4%58.1%
Operating margin37.5%30.0%35.6%37.1%19.4%16.3%19.0%17.6%22.6%23.4%28.2%29.5%9.1%23.6%23.4%13.7%18.1%20.7%15.9%18.8%29.3%13.8%4.5%-27.6%14.2%8.9%16.3%-85.0%-75.5%-201.6%-30141.8%-494.7%-441.1%-5737.4%-769.5%-693.3%-394.1%-6065.8%-2968.6%-463.9%-1917.2%-89622.4%-24345.6%-27.5%-58.4%-27.7%-77.2%-38.3%-38.8%-670.5%-77.5%-8.9%-10.9%-482.7%-49.4%-40.7%-102.6%-5632.6%-216.3%-158.3%40.6%-623.1%-570.4%
Net margin38.1%21.7%27.1%29.2%13.3%11.1%14.0%13.7%19.7%18.4%20.3%22.3%7.6%16.7%16.3%5.4%1.3%13.5%7.7%10.2%17.9%-3.5%-1.1%-19.6%3.8%-4.0%-54.5%-89.6%-89.6%-208.7%-31060.1%-496.6%-437.5%-5698.9%-676.8%-606.2%-317.0%-15548.4%58617.7%-465.1%-5554.7%-189512.5%-12056.7%-20.8%-89.3%206.4%-77.8%-28.4%-29.5%789.1%-66.2%-38.6%-10.1%-706.0%-65.0%-41.9%-94.3%-827.0%305.9%-148.4%5.0%-599.7%-578.8%
Returns & leverage
Quarterly · %
ROE -17.3% ROA -13.2% Debt ratio 16.1%
2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

ROE / ROA = trailing four-quarter net income ÷ average equity / total assets (annual mode: the year’s net income ÷ average of opening and closing). Not computed when the denominator is zero or negative.

Show table:Returns & leverage
Item2010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
ROE18.1%16.1%11.0%7.5%8.5%10.6%13.0%14.2%12.8%11.2%8.0%5.8%5.4%6.1%4.9%5.5%6.5%3.7%1.6%0.1%-0.8%-0.9%-3.5%-4.3%-6.1%-11.7%-138.9%-141.1%-149.0%-192.5%-94.4%-62.1%-69.9%31.5%19.8%13.9%22.5%-0.2%0.4%1.4%3.1%-60.8%-64.1%-67.7%-77.2%-112.8%-126.4%-109.5%-68.5%-15.8%-4.9%-17.3%
ROA14.9%13.3%9.2%6.5%7.1%8.8%10.8%12.1%10.7%9.0%6.2%4.6%3.9%4.2%3.4%3.8%4.4%2.4%1.1%0.1%-0.6%-0.6%-2.1%-2.5%-3.7%-7.0%-45.3%-45.1%-46.9%-53.1%-134.1%-129.8%-135.9%-135.5%-28.3%207.2%210.6%198.3%134.8%-81.8%-55.5%-60.0%26.4%17.4%12.7%19.4%-0.2%0.3%1.1%2.6%-46.2%-48.0%-47.0%-60.6%-75.9%-81.9%-73.8%-51.4%-11.7%-3.5%-13.2%
Debt ratio16.3%21.9%22.2%34.0%35.4%33.4%33.2%29.5%30.5%32.3%29.2%30.8%33.9%35.0%36.0%35.7%38.0%82.7%82.8%85.5%95.3%237.7%218.4%215.0%217.4%175.9%33.6%36.9%31.8%45.2%8.2%5.7%11.1%11.8%15.0%12.5%18.0%22.7%24.7%33.0%17.1%30.4%30.5%31.9%33.1%51.4%53.8%40.8%20.1%17.5%16.1%16.1%
EPS
Quarterly · US$
EPS US$-1.26
2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2
Show table:EPS
Item2010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
EPS(US$)0.220.150.460.200.060.070.180.070.090.190.330.140.030.110.180.020.280.11-0.300.12-0.28-1.13-0.63-0.50-1.87-15.34-0.42-0.23-0.93-6.48-0.04-0.05-0.03-0.673.46-0.02-0.07-0.70-0.01-0.01-0.16-0.03-0.04-0.03-0.05-0.84-0.15-0.10-0.16-1.87-0.17-0.09-0.24-1.07-1.890.61-0.33-1.09-0.25-1.26

Source: SEC EDGAR (XBRL company facts)

Annual reports by year

10-K: annual report of a US domestic issuer. Filings are the original documents hosted on SEC EDGAR — this site neither mirrors nor edits them.

FAQ

Where can I read Future FinTech Group Inc. (FTFT) annual reports?

Every year in the table above links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser without downloading anything. 3 filings are currently indexed.

What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer, with sections fixed by law: Item 1 Business, Item 1A Risk Factors, Item 7 Management's Discussion and Analysis. A 20-F is filed by foreign private issuers — Taiwanese companies with US ADRs, such as TSMC, file 20-F rather than 10-K. A 40-F applies to Canadian issuers under the MJDS.

Are earnings call materials available here?

No. Earnings calls are not SEC filings, so US pages on this site cover annual reports only. Taiwan has a mandatory investor-conference disclosure regime, and those materials are indexed under Annual Reports.

Source: US Securities and Exchange Commission (SEC) EDGAR. This site indexes public filings and links to them; it hosts no copies, offers no investment advice, and makes no warranty as to timeliness or completeness.
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