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METLIFE INC (MET) Annual Reports

METLIFE INC is listed on NYSE, classified by the SEC under Life Insurance (SIC 6311). This page indexes 3 annual reports, each linking to the full text on the SEC's EDGAR system.

Company profile

  • Exchange: NYSE
  • Fiscal year end: 12/31
  • SEC CIK: 1099219 →

Website:Official site ↗

Financial Highlights

FY2026 Q2 (quarterly, ended 2026-06-30)
CurrentPrior yearYoY
Revenue $724.0M $604.0M +19.9%
Operating income $1.6B $1.4B +15.1%
Net income $736.0M $729.0M +1.0%
EPS (diluted) $1.09 $1.03 +5.8%

Source: SEC EDGAR (XBRL company facts)

Financial history

Revenue & profit
Quarterly · In bn (USD)
Revenue 0.72 bn Net income 0.74 bn
2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2
Show table:Income statement
Item2009Q12009Q22009Q32009Q42010Q12010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Revenue10.2 8.27 10.2 12.3 13.2 14.3 12.4 12.8 15.9 17.1 20.5 16.8 15.9 18.4 16.5 17.3 17.7 15.7 16.3 18.5 17.1 18.3 18.9 19.1 18.7 16.2 18.0 17.0 18.4 15.2 17.7 12.1 16.3 17.3 16.1 15.8 0.32 0.33 0.33 15.7 0.34 0.32 0.31 17.1 0.35 0.32 0.33 19.4 0.52 0.51 0.52 0.53 0.55 0.53 0.51 15.6 0.56 0.55 0.55 19.0 0.58 0.56 0.55 0.56 0.61 0.6 0.62 0.6 0.73 0.72
Operating income5.98 5.72 1.40 1.66 1.44 1.49 1.42 1.39 1.65 1.68 1.63 1.60
Net income-0.54 -1.40 -0.62 0.32 0.84 1.56 0.32 0.08 1.01 1.24 3.58 1.16 -0.14 2.30 -0.95 0.13 0.99 0.5 0.97 0.91 1.33 1.37 2.09 1.52 2.16 1.12 1.20 0.83 2.20 0.11 0.58 -2.09 0.83 0.88 -0.08 2.32 1.25 0.89 0.91 2.07 1.38 1.74 2.18 0.59 4.40 0.14 0.71 0.16 0.36 3.41 1.58 1.21 0.67 0.13 0.4 1.58 0.08 0.4 0.49 0.61 0.87 0.95 1.34 1.27 0.95 0.73 0.9 0.81 1.19 0.74
Balance sheet
Quarterly · In bn (USD)
Total assets 759 bn Total liabilities 731 bn
2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table:Balance sheet
Item2009Q12009Q22009Q32009Q42010Q12010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Total assets509 535 539 566 574 617 731 751 771 785 800 820 825 846 837 842 816 823 885 891 911 909 902 920 898 882 878 917 943 953 899 915 925 721 720 713 706 698 688 713 732 743 740 738 768 780 795 770 773 762 760 724 663 650 667 674 677 652 688 678 676 705 677 688 702 720 745 743 759
Total liabilities482 501 506 529 534 570 682 701 718 724 739 760 762 782 772 777 755 761 822 824 841 837 830 845 828 811 809 841 863 874 831 847 856 664 661 656 653 647 635 654 668 674 674 667 692 707 720 704 704 692 692 670 626 625 639 642 647 626 657 649 648 674 650 661 675 691 716 715 731
Equity23.4 27.3 34.3 33.1 35.8 39.4 46.4 48.6 49.8 53.3 60.4 59.8 58.7 62.4 64.0 64.5 64.5 60.0 60.9 61.5 65.8 69.6 70.8 72.0 73.8 69.4 70.5 68.0 75.8 79.2 78.3 67.3 67.9 69.5 56.7 58.7 56.3 53.6 51.6 52.7 58.5 63.8 68.4 66.1 70.2 75.7 73.3 74.6 65.9 69.1 69.0 67.5 54.0 37.1 25.1 27.0 32.2 30.3 25.7 30.0 28.5 27.3 30.9 27.4 27.5 27.7 28.9 28.4 27.3 27.4
Cash flow
Quarterly · In bn (USD)
Operating 2.23 bn Investing -8.87 bn Financing 3.22 bn
2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

Positive = cash in, negative = cash out.

Show table:Cash flow statement
Item2009Q12009Q22009Q32009Q42010Q12010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Operating-0.98 -0.24 3.95 1.09 2.87 1.06 1.26 2.80 3.50 3.29 2.25 1.25 5.76 6.34 3.19 1.87 2.73 4.58 2.67 6.15 2.48 4.44 4.03 5.43 2.69 4.20 2.64 4.60 1.96 4.29 2.93 5.64 2.10 3.40 4.73 2.05 1.30 5.61 3.53 1.30 2.07 2.39 4.15 5.18 1.85 0.85 3.79 5.15 1.50 2.25 3.51 5.34 1.95 4.44 4.28 2.53 2.03 3.04 3.48 5.18 2.33 3.49 4.17 4.61 4.26 2.19 3.57 7.08 2.69 2.23
Investing-1.62 -7.26 1.52 -6.58 -7.60 -2.52 -9.25 1.06 -8.09 -8.80 -6.45 1.11 2.17 -14.9 -1.30 2.15 -9.72 1.87 1.28 -8.59 2.16 -8.86 -4.97 -3.39 -6.90 0.14 -0.15 -3.49 -5.74 -4.17 -4.68 8.74 -4.28 -2.87 -10.0 0.28 -0.48 -4.28 -6.23 5.36 -5.70 0.56 -5.35 -7.09 -8.34 -1.39 -6.68 -2.16 -1.05 1.01 -8.28 -2.86 -0.43 2.12 -4.11 -0.2 -1.50 -6.35 -2.97 0.58 -2.63 -1.34 -2.16 -5.36 -3.32 -2.98 -5.02 -4.29 -5.45 -8.87
Financing-2.17 1.17 -3.12 0.02 3.85 3.02 11.8 -5.25 2.26 4.32 4.60 -1.80 0.24 6.05 -1.04 -5.22 1.32 -7.11 -1.79 -1.32 -3.66 3.23 2.41 0.28 1.72 -4.29 -0.29 1.56 4.24 3.38 0.61 -11.8 1.50 -0.69 0.88 -2.59 0.22 1.39 -1.08 -3.33 2.32 0.93 2.33 -1.01 14.2 0.68 2.89 -6.99 -0.56 1.63 -1.11 -1.33 1.95 -9.13 1.78 -4.70 -2.29 0.38 -0.85 -0.18 -0.26 -1.20 -1.15 -0.52 0.22 1.45 -0.51 -1.00 3.56 3.22
Cash at period end19.4 13.2 15.6 10.1 9.20 10.7 14.6 13.1 10.7 9.63 10.0 10.5 18.7 16.0 16.9 15.7 9.98 9.18 11.4 7.59 8.57 7.39 8.78 10.8 8.13 8.07 10.2 12.8 13.3 17.1 15.9 17.9 17.4 17.3 13.0 12.7 13.9 16.3 12.5 15.8 14.5 18.4 19.4 16.6 24.1 24.3 24.4 19.8 19.6 25.0 19.0 20.1 23.5 20.6 22.2 20.2 18.5 15.4 14.9 20.6 19.8 20.8 21.8 20.1 21.3 22.2 20.2 22.0 22.7 19.3
Profitability
Quarterly · %
Operating margin 221.6% Net margin 101.7%
2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

Gross, operating and net margin = the respective profit ÷ revenue.

Show table:Profitability
Item2009Q12009Q22009Q32009Q42010Q12010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
Operating margin38.3%30.1%242.8%297.9%260.3%268.2%231.6%230.6%265.7%279.8%222.2%221.6%
Net margin-5.3%-17.0%-6.1%2.6%6.3%10.9%2.5%0.6%6.3%7.2%17.5%6.9%-0.9%12.5%-5.8%0.7%5.6%3.2%6.0%4.9%7.8%7.5%11.1%8.0%11.5%6.9%6.7%4.9%11.9%0.7%3.3%-17.3%5.1%5.1%-0.5%14.6%389.1%271.6%277.2%13.2%409.8%537.4%697.8%3.5%1274.8%44.8%213.3%0.8%69.5%662.8%307.0%227.8%121.6%25.1%77.3%10.1%14.2%73.6%88.3%3.2%150.3%169.5%242.2%228.6%154.7%120.7%144.3%134.8%161.4%101.7%
Returns & leverage
Quarterly · %
ROE 13.2% ROA 0.5% Debt ratio 96.3%
2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2

ROE / ROA = trailing four-quarter net income ÷ average equity / total assets (annual mode: the year’s net income ÷ average of opening and closing). Not computed when the denominator is zero or negative.

Show table:Returns & leverage
Item2009Q12009Q22009Q32009Q42010Q12010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
ROE-6.8%-2.9%6.3%7.5%6.8%6.9%5.7%11.1%12.9%10.8%11.9%3.8%2.1%4.0%1.1%4.1%5.3%5.7%7.1%8.7%9.4%10.2%9.9%8.5%7.6%7.2%5.8%5.0%1.2%-0.8%0.3%-0.7%6.3%7.0%7.1%9.9%9.2%9.2%10.4%12.3%9.9%13.8%10.5%8.3%7.7%2.0%6.4%7.7%9.2%11.5%6.8%5.1%5.9%5.1%7.3%10.1%5.5%7.8%10.1%13.3%15.4%16.1%15.6%12.8%12.1%13.2%13.2%
ROA-0.4%-0.1%0.4%0.5%0.4%0.5%0.4%0.8%0.9%0.7%0.9%0.3%0.2%0.3%0.1%0.3%0.4%0.4%0.5%0.7%0.7%0.8%0.8%0.7%0.6%0.6%0.5%0.4%0.1%-0.1%0.0%-0.1%0.5%0.5%0.5%0.8%0.7%0.7%0.8%1.0%0.8%1.2%1.0%0.8%0.7%0.2%0.6%0.7%0.8%0.9%0.5%0.3%0.4%0.3%0.4%0.4%0.2%0.3%0.4%0.6%0.7%0.7%0.6%0.5%0.5%0.5%0.5%
Debt ratio94.6%93.5%93.8%93.6%93.1%92.4%93.3%93.3%93.0%92.3%92.5%92.8%92.4%92.4%92.2%92.3%92.6%92.5%92.9%92.5%92.3%92.1%92.0%91.9%92.2%92.0%92.2%91.7%91.6%91.8%92.5%92.5%92.5%92.1%91.8%92.1%92.4%92.6%92.3%91.8%91.3%90.8%91.0%90.5%90.1%90.6%90.6%91.4%91.0%90.9%91.1%92.5%94.4%96.1%95.9%95.2%95.5%96.0%95.6%95.8%95.9%95.6%95.9%96.0%96.0%95.9%96.1%96.3%96.3%
EPS
Quarterly · US$
EPS US$1.09
2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1 2012Q2 2012Q3 2012Q4 2013Q1 2013Q2 2013Q3 2013Q4 2014Q1 2014Q2 2014Q3 2014Q4 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 2017Q2 2017Q3 2017Q4 2018Q1 2018Q2 2018Q3 2018Q4 2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 2021Q2 2021Q3 2021Q4 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2023Q2 2023Q3 2023Q4 2024Q1 2024Q2 2024Q3 2024Q4 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 2026Q2
Show table:EPS
Item2009Q12009Q22009Q32009Q42010Q12010Q22010Q32010Q42011Q12011Q22011Q32011Q42012Q12012Q22012Q32012Q42013Q12013Q22013Q32013Q42014Q12014Q22014Q32014Q42015Q12015Q22015Q32015Q42016Q12016Q22016Q32016Q42017Q12017Q22017Q32017Q42018Q12018Q22018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q22021Q32021Q42022Q12022Q22022Q32022Q42023Q12023Q22023Q32023Q42024Q12024Q22024Q32024Q42025Q12025Q22025Q32025Q42026Q12026Q2
EPS(US$)-0.71-1.74-0.790.350.971.840.320.050.781.133.331.06-0.162.12-0.920.090.870.430.840.771.141.171.811.301.870.921.060.701.980.060.51-1.940.750.77-0.082.141.190.830.882.041.401.772.300.584.750.070.690.140.333.831.771.410.730.130.411.960.020.480.560.771.101.281.811.771.281.031.221.171.741.09

Source: SEC EDGAR (XBRL company facts)

Annual reports by year

10-K: annual report of a US domestic issuer. Filings are the original documents hosted on SEC EDGAR — this site neither mirrors nor edits them.

FAQ

Where can I read METLIFE INC (MET) annual reports?

Every year in the table above links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser without downloading anything. 3 filings are currently indexed.

What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer, with sections fixed by law: Item 1 Business, Item 1A Risk Factors, Item 7 Management's Discussion and Analysis. A 20-F is filed by foreign private issuers — Taiwanese companies with US ADRs, such as TSMC, file 20-F rather than 10-K. A 40-F applies to Canadian issuers under the MJDS.

Are earnings call materials available here?

No. Earnings calls are not SEC filings, so US pages on this site cover annual reports only. Taiwan has a mandatory investor-conference disclosure regime, and those materials are indexed under Annual Reports.

Source: US Securities and Exchange Commission (SEC) EDGAR. This site indexes public filings and links to them; it hosts no copies, offers no investment advice, and makes no warranty as to timeliness or completeness.
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