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CPI Card Group Inc. (PMTS) Annual Reports

Q: Where can I read CPI Card Group Inc. (PMTS) annual reports?

Every year on this page links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser. 3 filings are currently indexed.

Q: What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer; a 20-F is filed by foreign private issuers (Taiwanese companies with US ADRs, such as TSMC, file 20-F). A 40-F applies to Canadian issuers under the MJDS.

CPI Card Group Inc. is listed on Nasdaq, classified by the SEC under Commercial Printing (SIC 2750). This page indexes 3 annual reports, each linking to the full text on the SEC's EDGAR system.

Company profile

Exchange： Nasdaq
Fiscal year end： 12/31
SEC CIK： 1641614 →

Website：Official site ↗

Financial Highlights

FY2026 Q2 (quarterly, ended 2026-06-30)
	Current	Prior year	YoY
Revenue	$149.2M	$129.8M	+15.0%
Operating income	$11.9M	$9.4M	+25.9%
Net income	$2.0M	$518,000	+293.8%
EPS (diluted)	$0.17	$0.04	+325.0%

Source: SEC EDGAR (XBRL company facts)

Financial history

Revenue & profit

Quarterly · In mn (USD)

Revenue 149 mn Net income 2.04 mn

Show table：Income statement

Item	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Revenue	196	42.5	53.2	77.4	87.9	77.3	95.5	108	93.6	86.4	73.7	81.2	67.4	56.0	54.8	61.0	57.5	59.1	61.5	71.0	68.5	66.9	66.9	71.7	72.6	74.0	71.4	82.7	84.1	89.1	93.2	99.6	93.2	111	113	125	126	121	115	106	103	112	119	125	125	123	130	138	153	147	149
Gross profit	59.5	10.2	15.6	26.7	29.3	25.5	35.8	43.0	31.4	29.7	22.7	29.1	20.4	16.1	19.3	21.0	18.6	14.4	19.9	23.3	21.0	21.5	22.4	25.4	22.0	25.7	23.1	30.6	31.0	35.7	37.1	37.7	30.9	39.3	40.5	48.4	47.5	43.1	40.8	36.1	35.4	41.5	42.4	44.7	42.6	40.7	40.1	41.0	48.3	44.1	48.5
Operating income	26.1	—	—	13.7	11.2	11.7	19.7	26.4	9.96	13.7	4.53	11.7	-0.91	-1.81	1.97	3.50	-21.8	-3.97	2.65	4.69	-0.39	3.57	10.1	7.97	3.91	7.68	2.51	13.5	12.4	17.8	15.8	16.7	9.21	18.0	15.1	23.4	22.6	20.6	17.5	13.0	10.5	14.2	14.9	17.8	15.9	14.1	9.42	13.0	18.3	11.0	11.9
Net income	8.59	-1.10	1.90	7.47	5.03	6.24	12.2	14.8	-2.29	5.71	-0.33	4.03	-4.01	-4.51	-2.16	-0.73	-14.6	-7.29	-16.7	-6.11	-7.35	-3.05	1.52	-0.68	-2.24	2.42	0.11	5.81	7.29	2.41	6.23	6.63	0.67	6.00	6.15	11.9	12.5	10.9	6.52	3.86	2.73	5.46	6.00	1.29	6.77	4.77	0.52	2.31	7.35	2.06	2.04

Balance sheet

Quarterly · In mn (USD)

Total assets 390 mn Total liabilities 402 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Current assets	—	—	—	—	88.7	—	—	107	101	101	99.7	92.8	92.4	90.8	85.8	84.5	89.4	84.3	90.4	84.3	84.5	77.7	84.0	90.4	92.2	120	132	142	153	133	135	138	146	160	163	177	168	168	170	161	165	181	180	199	203	193	204	211	205	189	188
Total assets	—	—	—	—	266	—	—	289	280	280	277	271	264	262	256	252	234	229	216	207	207	206	210	214	213	237	247	254	266	246	248	252	268	286	290	305	297	298	300	292	294	320	321	342	350	352	400	407	403	386	390
Current liabilities	—	—	—	—	36.6	—	—	51.2	42.0	37.2	42.8	34.1	35.3	38.7	35.9	31.5	34.5	31.4	40.4	34.5	41.3	36.3	35.6	36.9	39.8	35.4	44.9	47.6	56.9	45.7	53.7	51.9	64.8	60.5	63.9	64.0	68.0	57.5	53.8	45.6	49.5	74.0	69.0	75.1	75.6	65.2	79.0	82.5	84.1	74.3	90.1
Total liabilities	—	—	—	—	229	—	—	497	367	362	368	360	360	364	361	357	354	352	356	349	357	358	360	364	366	387	396	399	404	382	378	375	389	400	397	399	379	369	363	349	346	368	366	385	385	382	429	433	421	400	402
Equity	-36.9	—	—	—	-21.7	—	—	-210	-86.6	-82.3	-91.0	-89.0	-95.3	-102	-106	-106	-120	-123	-140	-142	-150	-152	-149	-150	-152	-150	-150	-145	-138	-136	-129	-123	-121	-114	-107	-94.3	-82.1	-70.7	-63.0	-56.7	-51.9	-48.5	-44.6	-42.8	-35.6	-29.7	-29.0	-25.7	-17.3	-14.0	-11.5

Cash flow

Quarterly · In mn (USD)

Operating 28.5 mn Investing -8.59 mn Financing -17.8 mn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Operating	23.6	—	—	2.30	24.3	12.7	6.23	25.5	-0.51	16.8	16.4	6.61	20.2	-5.01	-3.25	1.33	9.36	-1.78	0.43	-0.49	8.91	-10.2	9.24	-2.04	5.96	3.20	8.84	-1.84	11.9	0.14	22.6	-8.23	5.71	-16.0	7.81	19.9	19.6	8.00	2.32	11.9	11.8	8.87	-4.76	12.5	26.7	5.59	4.34	9.97	39.6	13.7	28.5
Investing	-9.24	—	—	-66.6	-5.26	-0.66	-4.87	-3.34	-4.80	-3.78	-3.23	-5.36	-1.92	-3.28	-2.50	-2.02	-0.98	-1.16	-0.95	-2.92	-0.61	-2.15	0.91	-0.61	-0.73	-0.94	-0.71	-1.68	-3.77	-2.37	-1.18	-1.12	-5.25	-3.15	-5.01	-6.18	-3.43	-4.09	-2.37	0.57	-0.33	-1.51	-1.24	-1.45	-5.02	-5.25	-46.3	-4.66	-8.96	-3.51	-8.59
Financing	-12.1	—	—	61.5	-12.9	-7.05	-6.23	-19.2	3.07	0.24	-8.37	-11.4	-2.40	-2.86	-2.50	-2.51	0	-0.13	-0.18	-0.08	-0.13	-0.14	-0.52	-0.51	-0.75	26.0	-0.59	-0.6	-0.83	-30.5	-15.6	-0.45	-0.64	10.6	-5.85	-1.19	-26.7	-0.79	-2.94	-13.2	-9.51	-2.63	-3.67	-3.92	-2.74	-2.37	27.5	-6.48	-24.9	-12.5	-17.8
Cash at period end	9.70	—	—	6.91	12.9	17.8	13.0	15.9	13.6	26.9	31.5	21.3	37.0	25.9	17.9	14.8	23.2	20.2	17.8	12.8	20.3	7.88	17.5	14.3	18.7	46.9	54.5	50.4	57.6	24.9	30.7	20.9	20.7	12.1	9.05	21.5	11.0	14.2	11.2	10.5	12.4	17.1	7.48	14.7	33.5	31.5	17.1	16.0	21.7	19.3	21.4

Profitability

Quarterly · %

Gross margin 32.5% Operating margin 8.0% Net margin 1.4%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Gross margin	30.3%	24.1%	29.2%	34.5%	33.3%	33.0%	37.5%	40.0%	33.6%	34.4%	30.8%	35.8%	30.3%	28.7%	35.2%	34.4%	32.4%	24.4%	32.3%	32.8%	30.6%	32.2%	33.5%	35.5%	30.3%	34.8%	32.4%	37.0%	36.8%	40.1%	39.8%	37.8%	33.2%	35.3%	35.8%	38.9%	37.6%	35.7%	35.5%	34.1%	34.4%	37.1%	35.7%	35.8%	34.1%	33.1%	30.9%	29.7%	31.6%	30.0%	32.5%
Operating margin	13.3%	—	—	17.7%	12.8%	15.1%	20.6%	24.5%	10.6%	15.8%	6.1%	14.4%	-1.4%	-3.2%	3.6%	5.7%	-37.9%	-6.7%	4.3%	6.6%	-0.6%	5.3%	15.1%	11.1%	5.4%	10.4%	3.5%	16.3%	14.8%	19.9%	16.9%	16.8%	9.9%	16.1%	13.3%	18.8%	17.9%	17.0%	15.2%	12.2%	10.2%	12.6%	12.6%	14.3%	12.7%	11.5%	7.3%	9.4%	11.9%	7.5%	8.0%
Net margin	4.4%	-2.6%	3.6%	9.7%	5.7%	8.1%	12.7%	13.7%	-2.5%	6.6%	-0.4%	5.0%	-6.0%	-8.1%	-3.9%	-1.2%	-25.4%	-12.3%	-27.2%	-8.6%	-10.7%	-4.6%	2.3%	-0.9%	-3.1%	3.3%	0.2%	7.0%	8.7%	2.7%	6.7%	6.7%	0.7%	5.4%	5.4%	9.6%	9.9%	9.0%	5.7%	3.6%	2.7%	4.9%	5.0%	1.0%	5.4%	3.9%	0.4%	1.7%	4.8%	1.4%	1.4%

Returns & leverage

Quarterly · %

ROA 3.5% Debt ratio 102.9%

ROE / ROA = trailing four-quarter net income ÷ average equity / total assets (annual mode: the year’s net income ÷ average of opening and closing). Not computed when the denominator is zero or negative.

Show table：Returns & leverage

Item	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
ROA	—	—	—	—	5.0%	—	—	13.2%	11.3%	10.8%	6.4%	2.5%	2.0%	-1.8%	-2.5%	-4.4%	-8.8%	-10.1%	-16.7%	-19.5%	-17.0%	-15.3%	-7.0%	-4.5%	-2.1%	0.5%	-0.2%	2.6%	6.5%	6.5%	8.8%	8.9%	6.0%	7.3%	7.2%	8.9%	12.9%	14.2%	14.2%	11.3%	8.1%	6.0%	5.8%	4.9%	6.1%	5.6%	3.7%	3.8%	4.0%	3.3%	3.5%
Debt ratio	—	—	—	—	86.3%	—	—	171.8%	130.9%	129.4%	132.8%	132.9%	136.0%	138.9%	141.4%	142.0%	151.1%	153.9%	165.1%	168.7%	172.2%	174.2%	171.1%	170.2%	171.4%	163.2%	160.8%	157.3%	151.9%	155.1%	152.0%	148.6%	145.1%	139.9%	136.9%	130.9%	127.7%	123.7%	121.0%	119.4%	117.7%	115.2%	113.9%	112.5%	110.2%	108.4%	107.3%	106.3%	104.3%	103.6%	102.9%

EPS

Quarterly · US$

EPS US$0.17

Show table：EPS

Item	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
EPS（US$）	—	—	—	-0.08	—	-0.15	-0.02	0.19	—	0.10	-0.01	—	—	-0.08	—	—	—	-0.65	—	—	—	-0.27	0.14	-0.06	-0.22	0.21	0.01	0.52	0.65	0.21	0.53	0.56	0.06	0.51	0.52	1.01	1.06	0.91	0.55	0.33	0.22	0.46	0.51	0.11	0.56	0.40	0.04	0.19	0.61	0.17	0.17

Revenue & profit

Year-to-date · In mn (USD)

Revenue 296 mn Net income 4.10 mn

Year-to-date = summed from the first quarter of the fiscal year; balance-sheet items are period-end balances.

Balance sheet

Year-to-date · In mn (USD)

Total assets 390 mn Total liabilities 402 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Cash flow

Year-to-date · In mn (USD)

Operating 42.1 mn Investing -12.1 mn Financing -30.4 mn

Positive = cash in, negative = cash out.

Profitability

Year-to-date · %

Gross margin 31.3% Operating margin 7.7% Net margin 1.4%

Gross, operating and net margin = the respective profit ÷ revenue.

Returns & leverage

Year-to-date · %

ROA 3.5% Debt ratio 102.9%

EPS

Year-to-date · US$

EPS US$0.34

Revenue & profit

Annual · In mn (USD)

Revenue 544 mn Net income 14.9 mn

Annual = sum of four quarters of a complete fiscal year (incomplete years are omitted); balance-sheet items are year-end balances.

Show table：Income statement

Item	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	261	374	309	229	260	278	312	375	476	445	481	544
Gross profit	81.7	136	102	75.0	78.6	91.3	110	141	176	155	171	170
Operating income	—	67.7	29.0	-18.1	2.98	25.5	36.1	59.5	79.1	61.6	62.8	54.8
Net income	13.3	30.9	5.40	-22.0	-37.5	-4.45	15.6	15.9	36.5	24.0	19.5	14.9

Balance sheet

Annual · In mn (USD)

Total assets 403 mn Total liabilities 421 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Current assets	88.7	101	92.4	89.4	84.5	92.2	153	146	168	165	203	205
Total assets	266	280	264	234	207	213	266	268	297	294	350	403
Current liabilities	36.6	42.0	35.3	34.5	41.3	39.8	56.9	64.8	68.0	49.5	75.6	84.1
Total liabilities	229	367	360	354	357	366	404	389	379	346	385	421
Equity	-21.7	-86.6	-95.3	-120	-150	-152	-138	-121	-82.1	-51.9	-35.6	-17.3

Cash flow

Annual · In mn (USD)

Operating 59.5 mn Investing -65.1 mn Financing -6.22 mn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Operating	—	43.9	60.0	2.43	7.07	2.97	22.1	20.2	31.3	34.0	43.3	59.5
Investing	—	-13.7	-14.3	-8.79	-5.63	-2.57	-7.09	-9.92	-17.8	-6.22	-9.22	-65.1
Financing	—	-29.4	-21.9	-7.88	-0.52	-1.93	24.0	-47.2	-23.2	-26.4	-13.0	-6.22
Cash at period end	12.9	13.6	37.0	23.2	20.3	18.7	57.6	20.7	11.0	12.4	33.5	21.7

Profitability

Annual · %

Gross margin 31.3% Operating margin 10.1% Net margin 2.8%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Gross margin	31.3%	36.3%	33.0%	32.7%	30.2%	32.8%	35.4%	37.7%	37.0%	35.0%	35.6%	31.3%
Operating margin	—	18.1%	9.4%	-7.9%	1.1%	9.2%	11.6%	15.8%	16.6%	13.8%	13.1%	10.1%
Net margin	5.1%	8.3%	1.8%	-9.6%	-14.4%	-1.6%	5.0%	4.3%	7.7%	5.4%	4.1%	2.8%

Returns & leverage

Annual · %

ROA 4.0% Debt ratio 104.3%

Show table：Returns & leverage

Item	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
ROA	5.0%	11.3%	2.0%	-8.8%	-17.0%	-2.1%	6.5%	6.0%	12.9%	8.1%	6.1%	4.0%
Debt ratio	86.3%	130.9%	136.0%	151.1%	172.2%	171.4%	151.9%	145.1%	127.7%	117.7%	110.2%	104.3%

EPS

Annual · US$

EPS US$1.24

Show table：EPS

Item	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
EPS（US$）	—	—	—	—	—	-0.41	1.39	1.36	3.10	2.01	1.64	1.24

Source: SEC EDGAR (XBRL company facts)

Annual reports by year

	10-K
2025	Open full text →
2024	Open full text →
2023	Open full text →

10-K: annual report of a US domestic issuer. Filings are the original documents hosted on SEC EDGAR — this site neither mirrors nor edits them.

FAQ

Where can I read CPI Card Group Inc. (PMTS) annual reports?

Every year in the table above links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser without downloading anything. 3 filings are currently indexed.

What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer, with sections fixed by law: Item 1 Business, Item 1A Risk Factors, Item 7 Management's Discussion and Analysis. A 20-F is filed by foreign private issuers — Taiwanese companies with US ADRs, such as TSMC, file 20-F rather than 10-K. A 40-F applies to Canadian issuers under the MJDS.

Are earnings call materials available here?

No. Earnings calls are not SEC filings, so US pages on this site cover annual reports only. Taiwan has a mandatory investor-conference disclosure regime, and those materials are indexed under Annual Reports.

Source: US Securities and Exchange Commission (SEC) EDGAR. This site indexes public filings and links to them; it hosts no copies, offers no investment advice, and makes no warranty as to timeliness or completeness.
Back to US annual reports, or see the supply-chain maps.