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Personalis, Inc. (PSNL) Annual Reports

Q: Where can I read Personalis, Inc. (PSNL) annual reports?

Every year on this page links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser. 3 filings are currently indexed.

Q: What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer; a 20-F is filed by foreign private issuers (Taiwanese companies with US ADRs, such as TSMC, file 20-F). A 40-F applies to Canadian issuers under the MJDS.

Personalis, Inc. is listed on Nasdaq, classified by the SEC under Services-Medical Laboratories (SIC 8071). This page indexes 3 annual reports, each linking to the full text on the SEC's EDGAR system.

Company profile

Exchange： Nasdaq
Fiscal year end： 12/31
SEC CIK： 1527753 →

Website：Official site ↗

Financial Highlights

FY2026 Q2 (quarterly, ended 2026-06-30)
	Current	Prior year	YoY
Revenue	$22.4M	$17.2M	+30.0%
Operating income	$-33.6M	$-21.8M	-54.1%
Net income	$-31.7M	$-20.1M	-58.0%
EPS (diluted)	$-0.30	$-0.23	-30.4%

Company guidance
	Period	Range
Revenue	FY2026	$78M – $80M

Figures are the company’s own outlook as stated in its earnings release, not analyst estimates.

Source: SEC EDGAR (XBRL company facts); guidance from Form 8-K Exhibit 99.1

Financial history

Revenue & profit

Quarterly · In mn (USD)

Revenue 22.4 mn Net income -31.7 mn

Show table：Income statement

Item	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Revenue	9.39	4.16	8.80	11.7	13.2	14.1	15.8	17.1	18.1	19.2	19.5	19.8	20.2	20.9	21.7	22.3	20.7	15.2	18.2	14.9	16.7	18.9	16.7	18.3	19.7	19.5	22.6	25.7	16.8	20.6	17.2	14.5	17.4	15.5	22.4
Gross profit	—	0.1	2.40	4.48	4.83	3.98	5.90	5.63	6.57	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Operating income	-22.2	—	-3.71	-1.75	-3.15	-5.43	-4.06	-5.73	-7.20	-9.62	-9.50	-9.65	-13.4	-12.5	-14.9	-17.7	-20.2	-28.3	-27.9	-27.3	-32.1	-29.8	-25.4	-30.8	-24.0	-18.9	-16.9	-14.4	-18.1	-17.7	-21.8	-23.3	-25.3	-32.2	-33.6
Net income	-23.6	-5.37	-7.31	-3.64	-3.55	-5.68	-5.87	-6.88	-6.64	-9.14	-9.26	-9.54	-13.3	-12.4	-14.9	-17.7	-20.2	-28.2	-27.6	-26.5	-31.1	-28.7	-23.9	-29.1	-26.6	-13.0	-12.8	-39.1	-16.4	-15.8	-20.1	-21.6	-23.8	-30.0	-31.7

Balance sheet

Quarterly · In mn (USD)

Total assets 312 mn Total liabilities 77.0 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Current assets	—	—	—	—	29.6	—	176	140	140	135	120	224	221	373	354	329	318	294	260	222	200	183	161	148	147	120	113	170	203	206	193	174	268	258	245
Total assets	—	—	—	—	41.7	—	192	160	157	152	146	249	245	396	383	407	397	381	358	318	293	272	249	227	225	195	186	240	270	273	259	243	334	325	312
Current liabilities	—	—	—	—	57.9	—	56.3	47.4	50.0	52.1	43.0	35.9	40.6	38.6	34.1	26.5	31.3	39.8	41.5	33.7	33.1	34.1	28.6	32.5	47.2	31.4	34.1	36.4	31.1	29.9	31.7	36.2	39.6	39.0	46.4
Total liabilities	—	—	—	—	58.6	—	74.8	48.3	50.6	52.7	52.4	45.3	49.9	47.1	44.6	81.4	86.2	93.9	93.3	75.5	74.6	78.5	73.0	75.4	95.7	74.6	73.2	73.1	67.3	66.0	67.8	71.4	73.0	70.6	77.0
Equity	-92.6	—	-101	-103	-106	-111	117	111	107	99.2	93.1	204	195	348	339	325	310	287	265	242	218	194	176	151	129	121	112	167	203	207	191	171	261	255	235

Cash flow

Quarterly · In mn (USD)

Operating -25.8 mn Investing 38.2 mn Financing 7.99 mn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Operating	0.29	—	2.80	-0.43	3.20	0.07	-10.9	-9.64	2.40	-8.64	-15.3	-16.1	-2.53	-11.7	-25.9	-17.9	-15.3	-11.4	-27.4	-14.8	-16.8	-15.7	-10.4	-16.7	-13.4	-20.4	-10.7	-6.20	-7.80	-18.0	-12.9	-21.8	-22.3	-22.5	-25.8
Investing	-5.16	—	-5.24	-1.94	-0.67	-0.96	-1.84	-43.9	-34.9	-0.04	-7.61	5.65	-63.1	-82.5	-47.1	29.7	39.9	-3.16	23.0	10.8	21.9	13.8	19.6	-8.60	-11.6	6.30	13.0	-28.2	-26.2	-22.5	-4.37	18.7	-14.4	-46.0	38.2
Financing	16.4	—	-0.4	-0.23	0.04	14.4	143	-22.7	0.47	0.32	1.32	119	0.94	163	6.01	-0.51	1.35	0.52	-0.42	0.76	0.51	—	0.93	0.29	9.82	1.13	1.52	62.4	49.6	20.1	-0.33	-0.32	111	17.8	7.99
Cash at period end	22.6	—	19.8	—	19.7	—	163	87.0	55.0	46.7	25.0	133	68.5	137	70.1	79.6	106	91.6	86.7	83.5	89.1	87.2	97.2	72.2	57.0	44.0	47.8	75.8	91.4	71.0	53.4	50.0	124	73.6	94.0

Profitability

Quarterly · %

Gross margin 36.2% Operating margin -150.3% Net margin -141.7%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
Gross margin	—	2.4%	27.2%	38.5%	36.7%	28.3%	37.3%	32.8%	36.2%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	-235.9%	—	-42.1%	-15.0%	-23.9%	-38.6%	-25.7%	-33.4%	-39.6%	-50.2%	-48.7%	-48.7%	-66.3%	-59.8%	-69.0%	-79.5%	-97.8%	-185.9%	-152.9%	-183.5%	-191.9%	-158.1%	-151.8%	-168.8%	-121.8%	-96.7%	-74.8%	-55.9%	-107.8%	-85.9%	-126.8%	-160.7%	-145.7%	-207.9%	-150.3%
Net margin	-251.2%	-129.1%	-83.1%	-31.2%	-27.0%	-40.4%	-37.1%	-40.1%	-36.6%	-47.7%	-47.5%	-48.2%	-66.1%	-59.4%	-69.0%	-79.4%	-97.7%	-185.3%	-151.0%	-178.3%	-185.8%	-152.0%	-143.4%	-159.5%	-135.1%	-66.4%	-56.7%	-152.0%	-97.8%	-76.4%	-116.6%	-149.4%	-137.3%	-194.1%	-141.7%

Returns & leverage

Quarterly · %

ROE -50.3% ROA -37.5% Debt ratio 24.7%

ROE / ROA = trailing four-quarter net income ÷ average equity / total assets (annual mode: the year’s net income ÷ average of opening and closing). Not computed when the denominator is zero or negative.

Show table：Returns & leverage

Item	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
ROE	—	—	—	—	—	—	-231.2%	-542.7%	-16611.9%	—	-30.4%	-22.0%	-27.4%	-19.9%	-23.3%	-22.1%	-25.8%	-25.5%	-31.0%	-36.1%	-42.9%	-47.4%	-50.0%	-57.3%	-62.3%	-58.9%	-56.5%	-57.5%	-48.9%	-51.3%	-60.3%	-43.7%	-35.0%	-41.4%	-50.3%
ROA	—	—	—	—	-47.7%	—	-9.8%	-13.8%	-25.2%	-18.8%	-18.9%	-16.9%	-20.5%	-16.3%	-19.0%	-17.8%	-20.3%	-20.9%	-25.3%	-28.3%	-32.9%	-34.9%	-36.3%	-41.4%	-41.8%	-39.6%	-37.5%	-39.2%	-32.8%	-35.9%	-41.1%	-30.6%	-26.9%	-31.9%	-37.5%
Debt ratio	—	—	—	—	140.8%	—	39.0%	30.3%	32.2%	34.7%	36.0%	18.2%	20.4%	11.9%	11.6%	20.0%	21.8%	24.7%	26.1%	23.7%	25.5%	28.9%	29.3%	33.3%	42.5%	38.2%	39.5%	30.5%	24.9%	24.1%	26.2%	29.4%	21.8%	21.7%	24.7%

EPS

Quarterly · US$

EPS US$-0.30

Show table：EPS

Item	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	2026Q1	2026Q2
EPS（US$）	—	—	—	—	—	—	—	—	—	—	—	—	-1.20	—	-0.34	-0.40	-0.46	-0.63	-0.60	-0.58	-0.67	-0.61	-0.50	-0.60	-0.54	-0.26	-0.24	-0.64	-0.18	-0.18	-0.23	-0.24	-0.26	-0.29	-0.30

Revenue & profit

Year-to-date · In mn (USD)

Revenue 37.8 mn Net income -61.7 mn

Year-to-date = summed from the first quarter of the fiscal year; balance-sheet items are period-end balances.

Balance sheet

Year-to-date · In mn (USD)

Total assets 312 mn Total liabilities 77.0 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Cash flow

Year-to-date · In mn (USD)

Operating -48.3 mn Investing -7.85 mn Financing 25.8 mn

Positive = cash in, negative = cash out.

Profitability

Year-to-date · %

Gross margin 33.9% Operating margin -173.8% Net margin -163.1%

Gross, operating and net margin = the respective profit ÷ revenue.

Returns & leverage

Year-to-date · %

ROE -50.3% ROA -37.5% Debt ratio 24.7%

EPS

Year-to-date · US$

EPS US$-0.59

Revenue & profit

Annual · In mn (USD)

Revenue 69.7 mn Net income -81.3 mn

Annual = sum of four quarters of a complete fiscal year (incomplete years are omitted); balance-sheet items are year-end balances.

Show table：Income statement

Item	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	37.8	65.2	78.7	85.5	65.0	73.5	84.6	69.7
Gross profit	11.8	22.1	—	—	—	—	—	—
Operating income	—	-22.4	-42.1	-65.3	-116	-110	-68.3	-88.1
Net income	-19.9	-25.1	-41.3	-65.2	-113	-108	-81.3	-81.3

Balance sheet

Annual · In mn (USD)

Total assets 334 mn Total liabilities 73.0 mn

Equity = assets − liabilities. Balance-sheet figures are period-end balances, not cumulative.

Show table：Balance sheet

Item	2018	2019	2020	2021	2022	2023	2024	2025
Current assets	29.6	140	221	318	200	147	203	268
Total assets	41.7	157	245	397	293	225	270	334
Current liabilities	57.9	50.0	40.6	31.3	33.1	47.2	31.1	39.6
Total liabilities	58.6	50.6	49.9	86.2	74.6	95.7	67.3	73.0
Equity	-106	107	195	310	218	129	203	261

Cash flow

Annual · In mn (USD)

Operating -75.0 mn Investing -22.6 mn Financing 130 mn

Positive = cash in, negative = cash out.

Show table：Cash flow statement

Item	2018	2019	2020	2021	2022	2023	2024	2025
Operating	—	-18.1	-42.6	-70.8	-70.2	-56.3	-45.1	-75.0
Investing	—	-81.6	-65.1	-60.1	52.5	13.1	-35.1	-22.6
Financing	—	135	121	170	1.37	—	115	130
Cash at period end	19.7	55.0	68.5	106	89.1	57.0	91.4	124

Profitability

Annual · %

Gross margin 33.9% Operating margin -126.4% Net margin -116.7%

Gross, operating and net margin = the respective profit ÷ revenue.

Show table：Profitability

Item	2018	2019	2020	2021	2022	2023	2024	2025
Gross margin	31.3%	33.9%	—	—	—	—	—	—
Operating margin	—	-34.4%	-53.6%	-76.4%	-177.6%	-149.6%	-80.7%	-126.4%
Net margin	-52.6%	-38.5%	-52.5%	-76.3%	-174.2%	-147.4%	-96.1%	-116.7%

Returns & leverage

Annual · %

ROE -35.0% ROA -26.9% Debt ratio 21.8%

Show table：Returns & leverage

Item	2018	2019	2020	2021	2022	2023	2024	2025
ROE	—	-16611.9%	-27.4%	-25.8%	-42.9%	-62.3%	-48.9%	-35.0%
ROA	-47.7%	-25.2%	-20.5%	-20.3%	-32.9%	-41.8%	-32.8%	-26.9%
Debt ratio	140.8%	32.2%	20.4%	21.8%	25.5%	42.5%	24.9%	21.8%

EPS

Annual · US$

EPS US$-0.91

Show table：EPS

Item	2018	2019	2020	2021	2022	2023	2024	2025
EPS（US$）	—	—	—	—	-2.48	-2.25	-1.32	-0.91

Source: SEC EDGAR (XBRL company facts)

Annual reports by year

	10-K
2025	Open full text →
2024	Open full text →
2023	Open full text →

10-K: annual report of a US domestic issuer. Filings are the original documents hosted on SEC EDGAR — this site neither mirrors nor edits them.

FAQ

Where can I read Personalis, Inc. (PSNL) annual reports?

Every year in the table above links straight to the full text on SEC EDGAR. US annual reports are web pages (HTML) rather than PDFs, so you can read and search them in the browser without downloading anything. 3 filings are currently indexed.

What is the difference between a 10-K and a 20-F?

A 10-K is the annual report of a US domestic issuer, with sections fixed by law: Item 1 Business, Item 1A Risk Factors, Item 7 Management's Discussion and Analysis. A 20-F is filed by foreign private issuers — Taiwanese companies with US ADRs, such as TSMC, file 20-F rather than 10-K. A 40-F applies to Canadian issuers under the MJDS.

Are earnings call materials available here?

No. Earnings calls are not SEC filings, so US pages on this site cover annual reports only. Taiwan has a mandatory investor-conference disclosure regime, and those materials are indexed under Annual Reports.

Source: US Securities and Exchange Commission (SEC) EDGAR. This site indexes public filings and links to them; it hosts no copies, offers no investment advice, and makes no warranty as to timeliness or completeness.
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